If I pay, does somebody actually take care of my case?

Three models, three answers. A self-serve package is software: the engine prepares one tax year from the entries you confirm, generates the package when you ask for it, and you review, sign and file it. A Streamlined or Concierge engagement is a case Atamatax runs: a written scope and a fixed price first, then a private case for your documents, preparation against that scope, a completeness check before release, and the filing workflow step by step. A case that needs a professional's own judgment and signature — a PFIC correction across several funds or years, an amended return, a foreign company or trust return — is fully managed: Atamatax scopes it, engages a qualified CPA or enrolled agent and pays them, and sends you one written quote that includes their fee. The full quote is issued only once a professional has accepted the case; nothing is sold as software for it. Self-serve packages are prepared by the Atamatax engine from your figures. Streamlined and Concierge cases are prepared and signed as paid preparer by a CPA or Enrolled Agent from the Atamatax team, assigned according to the case and named on it with their verified credential once they accept; if none is assigned within the stated window, the client chooses between waiting and a full refund. Concierge, Streamlined and managed cases are assigned to a CPA or Enrolled Agent from the Atamatax team according to the case's forms, countries and complexity; the professional is identified on your case once they accept, and no case is described as professionally prepared before that has happened. Atamatax's own software does not e-file. On a self-serve package you file, with the step-by-step instructions in the package; on a fully managed engagement the return is filed as the written quote names it — through the engaged professional's authorised e-file provider where the year and forms allow, otherwise on paper.

How do the Streamlined tiers work, and why is there no direct checkout for them?

Streamlined engagements are done-with-you, not self-serve: free case scoping opens your case file and maps it to Essential ($1,590), Investor ($2,200) or Complex (from $2,990), and you receive a personalized quote with a secure payment link once the scope is confirmed. Eligibility, exact return/FBAR/Form 14653 deliverables, and any human reviewer are confirmed before an engagement — starting a case or booking a call does not buy or guarantee a completed Streamlined package.

Is the price per return or per year?

The self-serve packages are per tax year: one package covers one tax year. The Streamlined tiers are the exception — one quote and one payment cover up to three return years and six FBAR years together. Pre-filled official IRS PDFs are integrated for tax year 2025 only. Other supported years, including 2026, produce a worksheet-only CPA Export package at $199; the self-service filing tiers are unavailable for those years.

What if my tax year has no integrated official PDFs?

The engine computes supported figures using that year's rules for tax years 2022–2026. Pre-filled official IRS PDF templates are integrated for tax year 2025. Other supported years, including 2026, ship as mapped worksheets and assumptions for professional handoff, at the CPA Export price of $199. Professional review, filing and a completed return are not included.

Never before you choose a paid step, and what you pay for depends on the step. The free tools — the case scoping, the PFIC scan, the situation checks — cost nothing. A self-serve package is paid when you generate it, after you have read the on-screen draft. The U.S. Filing Obligations Diagnostic ($100) is paid before the written report, after a free pre-check that refuses the payment when your situation is outside what it covers. The Atamatax Express Plan shows its price before you pay. Streamlined and other scoped engagements are paid only after you accept a written quote that names the scope and the fixed price.

Most US expats file once a year and stay with the same situation. Charging monthly would tax you for nothing 11 months out of 12. Your holdings and PFIC elections stay on your account, so next year starts from where you left off instead of from zero.

Do you offer team / accountant pricing?

Atamatax is priced per individual case, so there is one price list for everyone and no firm plan. Atamatax engages independent EAs and CPAs case by case for its fully managed work and pays them from the client's quote; no case is described as prepared or reviewed by one until a verified professional has accepted it and is named on it. If you are an EA or CPA, write to hello@atamatax.com.

Self-serve packages: Charges are non-refundable once the package has been delivered to your account. If the delivered package contains a software defect that we cannot fix within fourteen (14) days of being notified in writing, we refund 100%. Before you pay, the draft simply expires. U.S. Filing Obligations Diagnostic: After payment, until the written report is delivered to you, the fee is refunded in full on request — including when you have not finished the questionnaire. Once the report is delivered, the fee is non-refundable, except that a report containing an error we cannot correct within fourteen (14) days of written notice is refunded in full. A refunded fee can no longer be credited toward preparation. Atamatax Express Plan: If the plan is not delivered, or it contains an error we cannot correct within fourteen (14) days of written notice, the fee is refunded in full. Otherwise it is non-refundable once delivered. A refund withdraws access to the paid plan and cancels its credit toward an Atamatax package. Scoped engagements: An engagement paid but not yet in preparation is refundable on request. Once preparation has begun, the paid amount is non-refundable, except that a package containing a defect we cannot fix within fourteen (14) days of written notice is refunded in full. In every case, IRS penalties and interest arising from your own facts remain yours. The Terms of Service hold the full wording.

Pricing · per tax year

Choose the help that fits your situation.

Start with a free check, then choose how you want to handle the work — PFIC and Form 8621 returns from a flat $499, an accountant handoff from $199.

Which one do I need?View a sample report

Free check + on-screen result: $0
Each package covers: 1 tax year
Per-form fee inside 25 Forms 8621: $0
Subscription: None

Start here

Which of these is you?

Choose how you want to handle the work. Each route shows only the packages that apply to it.

Start here

Free Portfolio Scan

Screen a foreign portfolio for likely PFIC exposure and reporting questions before choosing a paid path.

No payment required

Scan my portfolio free

Brokerage CSV import or manual ticker / ISIN entry
Likely PFIC screening with assumptions shown
FBAR and FATCA threshold checks
Recommended next step

Not sure what you need yet?

Find out first — free, or with a written assessment.

Free situation check

Start from what is happening in your life abroad and read the general answer. No account, no email.

Check my situation

Year-by-year filing assessment — $100

Which years appear to have needed a return, which forms follow, and your deadlines, from your own figures. An assessment, not a return. The fee comes off an eligible Atamatax preparation service bought within 14 days.

What the assessment covers

Neither is required before buying a package. If you already know what has to be filed, start below.

Before you pick a package

Which kind of help?

Six different services, not one service at six prices. Keeping your accountant? The CPA handoff leaves the return, the signature and the filing with them. Living in the U.S. with foreign funds? The PFIC packages and the managed quote cover you too — the Indian mutual fund check and the PFIC assessment confirm which fits.

01
Automated preliminary check
$0
The rules engine maps what may apply from your answers, on screen.
A screen of what may apply — a professional or a written assessment settles it.
You receive: An on-screen map of filing areas, with what would settle each.
Map my U.S. tax situation
02
Self-service software
From $299
The engine prepares a draft filing package from the figures you enter and confirm.
Software output — you review it, sign it and file it; no professional review is included.
You receive: A draft package mapped to the supported IRS forms for one tax year.
Compare the self-serve packages
03
Written assessment
A year-by-year written report of which returns and forms apply, from your answers.
An assessment, not a return — the report names the returns; preparing them is a separate step.
You receive: A written report, with the review level stated on it.
See the written assessment
04
CPA handoff package
$199
PFIC analysis and workpapers your own accountant prepares the return from.
Workpapers for your CPA — your CPA prepares, signs and files the return.
You receive: Worksheets and a PFIC analysis for your accountant.
See the CPA handoff
05
Managed preparation
Fixed price in a written quote
A qualified professional engaged through Atamatax prepares what your written quote lists; Atamatax coordinates.
Exactly the years, forms and work the written quote lists — related returns are added only by a change order you accept.
You receive: The returns and forms the quote lists, prepared and reviewed in the roles it names.
See how a managed quote works
06
Filing or representation
Filing through a professional's authorised channel, or acting for you before the IRS, inside a managed engagement.
Only when your written quote names it and a qualified professional with the right authorization has accepted the case — never sold on its own.
You receive: A filing recorded on your case only with its confirmation.
Ask for a managed quote

Question	Automated preliminary check	Self-service software	Written assessment	CPA handoff package	Managed preparation	Filing or representation
Who supplies the data	You, as answers and ranges — no documents.	You enter and confirm the figures (a brokerage CSV can be imported).	You, as answers to the assessment's questions.	You enter and confirm the holdings and transactions.	You, through documents in a secure portal — only after you accept the quote.	You — and the authorization the action needs (an e-file signature authorization, or Form 2848 for representation).
Who prepares it	Nothing is prepared. The engine screens the holdings you enter, on screen.	The Atamatax engine prepares a draft package from the figures you enter and confirm. No person prepares it.	The rules engine writes the year-by-year report from your answers. No return or form is prepared.	The engine builds the PFIC analysis and the worksheets from the entries you confirm. Your accountant prepares the return from them.	A qualified CPA or enrolled agent Atamatax engages for your case prepares the returns and forms your quote lists; Atamatax collects the documents and coordinates the case. The professional is named on your case once assigned — never before.	A qualified CPA or enrolled agent Atamatax engages for your case prepares the returns and forms your quote lists; Atamatax collects the documents and coordinates the case. The professional is named on your case once assigned — never before.
Who checks it, and how	Nobody reviews it: it is an on-screen screen, not a determination, and each call shows the assumption behind it.	Nobody at Atamatax reviews it before you download it. A package generated with an open gap is stamped DRAFT — INCOMPLETE and lists what must be resolved, and every assumption is listed for you, or a professional you choose, to check.	A report whose conclusion should not be issued automatically — an amber or red status, a red flag, low confidence — is held and checked by a person at Atamatax before release; that check is operational, not a credentialed review. Any other report is released as generated, and says so.	Nobody at Atamatax reviews the export before you download it. Your accountant checks it — every classification and figure carries the assumption behind it.	The engaged professional reviews the work in the capacity your quote names, and answers for it; a person at Atamatax checks the file is complete before it reaches you.	The engaged professional reviews the work in the capacity your quote names, and answers for it; a person at Atamatax checks the file is complete before it reaches you.
Who signs	Nothing to sign.	You sign every return and form — and your spouse too, on a joint return. Nothing is signed on your behalf.	Nothing to sign — it is an assessment, not a return.	You sign your return; your accountant also signs it as paid preparer when they prepare it.	You sign your return and, where it is e-filed, the e-file authorisation (Form 8879); the professional signs as paid preparer on any return they prepare.	You sign your return and, where it is e-filed, the e-file authorisation (Form 8879); the professional signs as paid preparer on any return they prepare.
Who files	Nothing to file. The scan names the forms that may apply; filing them is a later step.	You file — the return with the IRS using the package's instructions, the FBAR on FinCEN's BSA E-Filing System — or a professional you engage files for you. Atamatax transmits nothing to the IRS or FinCEN.	Nothing is filed. The report names the returns and forms that follow and the route that fits; you, or the professional you choose, act on it.	Your accountant files the return, or you do; the FBAR is filed on FinCEN's BSA E-Filing System. Atamatax transmits nothing to the IRS or FinCEN.	As your written quote names it: e-filed through the engaged professional's authorised e-file provider where the year and forms allow it, otherwise a paper filing Atamatax coordinates for you to sign. Atamatax's own software transmits nothing; a filing is recorded on your case only with its confirmation.	As your written quote names it: e-filed through the engaged professional's authorised e-file provider where the year and forms allow it, otherwise a paper filing Atamatax coordinates for you to sign. Atamatax's own software transmits nothing; a filing is recorded on your case only with its confirmation.
Which agency receives it	None — nothing is sent anywhere.	The IRS for the return, FinCEN for the FBAR — filed by you, with the instructions provided.	None — nothing is filed.	The IRS (and FinCEN for the FBAR) — through your accountant, or you.	As the quote names it: the IRS, FinCEN for FBARs, a state only where separately quoted.	The IRS (and FinCEN for FBARs) through the professional's channel; nothing is transmitted by Atamatax's software.
What stays with you or your CPA	Every decision; the result names the next step.	Confirming every input, signing and filing.	Choosing the route the report recommends, and acting on it.	Your accountant keeps the return, the relationship and the filing.	Confirming the facts, signing your return, and anything the quote leaves out — your existing CPA can keep the rest of the return.	Signing; any filing the quote does not name.

Automated preliminary check

Who supplies the data: You, as answers and ranges — no documents.
Who prepares it: Nothing is prepared. The engine screens the holdings you enter, on screen.
Who checks it, and how: Nobody reviews it: it is an on-screen screen, not a determination, and each call shows the assumption behind it.
Who signs: Nothing to sign.
Who files: Nothing to file. The scan names the forms that may apply; filing them is a later step.
Which agency receives it: None — nothing is sent anywhere.
What stays with you or your CPA: Every decision; the result names the next step.

Self-service software

Who supplies the data: You enter and confirm the figures (a brokerage CSV can be imported).
Who prepares it: The Atamatax engine prepares a draft package from the figures you enter and confirm. No person prepares it.
Who checks it, and how: Nobody at Atamatax reviews it before you download it. A package generated with an open gap is stamped DRAFT — INCOMPLETE and lists what must be resolved, and every assumption is listed for you, or a professional you choose, to check.
Who signs: You sign every return and form — and your spouse too, on a joint return. Nothing is signed on your behalf.
Who files: You file — the return with the IRS using the package's instructions, the FBAR on FinCEN's BSA E-Filing System — or a professional you engage files for you. Atamatax transmits nothing to the IRS or FinCEN.
Which agency receives it: The IRS for the return, FinCEN for the FBAR — filed by you, with the instructions provided.
What stays with you or your CPA: Confirming every input, signing and filing.

Written assessment

Who supplies the data: You, as answers to the assessment's questions.
Who prepares it: The rules engine writes the year-by-year report from your answers. No return or form is prepared.
Who checks it, and how: A report whose conclusion should not be issued automatically — an amber or red status, a red flag, low confidence — is held and checked by a person at Atamatax before release; that check is operational, not a credentialed review. Any other report is released as generated, and says so.
Who signs: Nothing to sign — it is an assessment, not a return.
Who files: Nothing is filed. The report names the returns and forms that follow and the route that fits; you, or the professional you choose, act on it.
Which agency receives it: None — nothing is filed.
What stays with you or your CPA: Choosing the route the report recommends, and acting on it.

CPA handoff package

Who supplies the data: You enter and confirm the holdings and transactions.
Who prepares it: The engine builds the PFIC analysis and the worksheets from the entries you confirm. Your accountant prepares the return from them.
Who checks it, and how: Nobody at Atamatax reviews the export before you download it. Your accountant checks it — every classification and figure carries the assumption behind it.
Who signs: You sign your return; your accountant also signs it as paid preparer when they prepare it.
Who files: Your accountant files the return, or you do; the FBAR is filed on FinCEN's BSA E-Filing System. Atamatax transmits nothing to the IRS or FinCEN.
Which agency receives it: The IRS (and FinCEN for the FBAR) — through your accountant, or you.
What stays with you or your CPA: Your accountant keeps the return, the relationship and the filing.

Managed preparation

Who supplies the data: You, through documents in a secure portal — only after you accept the quote.
Who prepares it: A qualified CPA or enrolled agent Atamatax engages for your case prepares the returns and forms your quote lists; Atamatax collects the documents and coordinates the case. The professional is named on your case once assigned — never before.
Who checks it, and how: The engaged professional reviews the work in the capacity your quote names, and answers for it; a person at Atamatax checks the file is complete before it reaches you.
Who signs: You sign your return and, where it is e-filed, the e-file authorisation (Form 8879); the professional signs as paid preparer on any return they prepare.
Who files: As your written quote names it: e-filed through the engaged professional's authorised e-file provider where the year and forms allow it, otherwise a paper filing Atamatax coordinates for you to sign. Atamatax's own software transmits nothing; a filing is recorded on your case only with its confirmation.
Which agency receives it: As the quote names it: the IRS, FinCEN for FBARs, a state only where separately quoted.
What stays with you or your CPA: Confirming the facts, signing your return, and anything the quote leaves out — your existing CPA can keep the rest of the return.

Filing or representation

Who supplies the data: You — and the authorization the action needs (an e-file signature authorization, or Form 2848 for representation).
Who prepares it: A qualified CPA or enrolled agent Atamatax engages for your case prepares the returns and forms your quote lists; Atamatax collects the documents and coordinates the case. The professional is named on your case once assigned — never before.
Who checks it, and how: The engaged professional reviews the work in the capacity your quote names, and answers for it; a person at Atamatax checks the file is complete before it reaches you.
Who signs: You sign your return and, where it is e-filed, the e-file authorisation (Form 8879); the professional signs as paid preparer on any return they prepare.
Who files: As your written quote names it: e-filed through the engaged professional's authorised e-file provider where the year and forms allow it, otherwise a paper filing Atamatax coordinates for you to sign. Atamatax's own software transmits nothing; a filing is recorded on your case only with its confirmation.
Which agency receives it: The IRS (and FinCEN for FBARs) through the professional's channel; nothing is transmitted by Atamatax's software.
What stays with you or your CPA: Signing; any filing the quote does not name.

Other situations are quoted in writing after a free check: selling U.S. property (FIRPTA), a U.S. LLC owned from abroad, U.S. income as a nonresident, and fully managed PFIC preparation.

Every package

What each package includes.

Who it is for, what you receive, the years and volume included, and the price.

01File myselfI want to prepare and file my own return.Self-serve software. You answer the questions, the engine computes the figures, and you get a draft package to check and file.Simple $299 · PFIC Portfolio $499 · Complex $799$299–$799See the tiers

Simple

$299/ return

The existing annual path for a supported expat return without PFIC holdings.

No PFICs · one tax year

Form 1040 and supported schedules
FBAR and Form 8938 threshold logic
Form 1116 inputs
Draft package with filing instructions; you review and file

What you get · what stays with youYou file, with the instructions provided.

Who does what

Who prepares it: The Atamatax engine prepares a draft package from the figures you enter and confirm. No person prepares it.
Who checks it, and how: Nobody at Atamatax reviews it before you download it. A package generated with an open gap is stamped DRAFT — INCOMPLETE and lists what must be resolved, and every assumption is listed for you, or a professional you choose, to check.
Who signs: You sign every return and form — and your spouse too, on a joint return. Nothing is signed on your behalf.
Who files: You file — the return with the IRS using the package's instructions, the FBAR on FinCEN's BSA E-Filing System — or a professional you engage files for you. Atamatax transmits nothing to the IRS or FinCEN.
Before you can buy: Complete the required scope questions and confirm the software, review and filing responsibilities before payment. A yes or uncertain answer about catch-up or amendments, foreign entities, trusts or gifts, an open IRS examination, non-willfulness, unresolved U.S. status or exit-filing assistance routes you to a free scope review. The server also refuses checkout for more than twenty-five likely PFICs or a dual-status year. Answers screen the scope; they do not establish tax eligibility. The annual package tier is set on the server from the supported return data.
How to reach a person: Write to Atamatax by email, or reply to any Atamatax email: a person reads every message, and we aim to reply within one business day.

Done by the software

The engine computes the return from the data you confirm, maps every figure to a form line, flags each gap and writes the filing instructions — no person prepares or checks it.

You receive

A draft filing package for one tax year: Form 1040 and the supported schedules, Form 1116 inputs, FBAR/Form 8938 threshold logic and filing instructions — with every assumption disclosed.

After you pay

The package is generated from the data you confirmed and is ready to download from your account straight away.
Resolve any gap it flags — it is stamped DRAFT — INCOMPLETE until you do — then review it and sign.
File the return yourself, or through the professional you choose, with the instructions in the package; any FBAR goes on FinCEN's BSA E-Filing system.

When it arrives: Generated as soon as the payment is confirmed: the engine builds it on request, so nothing waits on a person.

Still yours to do

File the return and any FBAR yourself, or through the professional you choose, with the instructions in the package.
Answer every blocking gap the package flags before it is stamped final.

Outside this offer

Form 8621 — a PFIC holding moves the return to the PFIC Portfolio tier.
E-file — you file with the instructions provided.
Review or sign-off by a credentialed EA or CPA.
Personalised tax, legal or investment advice.

Not promised

The figures are only as accurate as the data and documents you provide; every assumption is listed so it can be checked.
No outcome with the IRS is guaranteed — not the acceptance of a return, a refund amount, or how penalties are decided.

Refunds

Charges are non-refundable once the package has been delivered to your account. If the delivered package contains a software defect that we cannot fix within fourteen (14) days of being notified in writing, we refund 100%.

Sold for tax year 2025, whose official IRS forms are integrated. For any other supported year (2022–2026) checkout offers the CPA Export instead.

Terms version 2026-08-27

Start a Simple return

For foreign funds

PFIC Portfolio

$499/ return

PFIC analysis and the supported annual filing package for portfolios with foreign funds.

Up to 25 Forms 8621 · one tax year

Everything in the Simple package
Up to 25 supported Forms 8621
QEF / mark-to-market / §1291 inputs per holding
Fund domicile classification with confidence shown
Draft package mapped to supported IRS forms

What you get · what stays with youYou file, with the instructions provided.

Who does what

Who prepares it: The Atamatax engine prepares a draft package from the figures you enter and confirm. No person prepares it.
Who checks it, and how: Nobody at Atamatax reviews it before you download it. A package generated with an open gap is stamped DRAFT — INCOMPLETE and lists what must be resolved, and every assumption is listed for you, or a professional you choose, to check.
Who signs: You sign every return and form — and your spouse too, on a joint return. Nothing is signed on your behalf.
Who files: You file — the return with the IRS using the package's instructions, the FBAR on FinCEN's BSA E-Filing System — or a professional you engage files for you. Atamatax transmits nothing to the IRS or FinCEN.
Before you can buy: Complete the required scope questions and confirm the software, review and filing responsibilities before payment. A yes or uncertain answer about catch-up or amendments, foreign entities, trusts or gifts, an open IRS examination, non-willfulness, unresolved U.S. status or exit-filing assistance routes you to a free scope review. The server also refuses checkout for more than twenty-five likely PFICs or a dual-status year. Answers screen the scope; they do not establish tax eligibility. The annual package tier is set on the server from the supported return data.
How to reach a person: Write to Atamatax by email, or reply to any Atamatax email: a person reads every message, and we aim to reply within one business day.

Done by the software

The engine computes the return and each Form 8621 (QEF, mark-to-market or §1291) from the data you confirm, maps every figure to a form line, flags each gap and writes the filing instructions — no person prepares or checks it.

You receive

Everything in Simple plus up to 25 supported Forms 8621 — line-mapped worksheets until independent validation of the official PDFs completes — with QEF / mark-to-market / §1291 inputs per holding, fund-domicile classification with confidence shown, and the assumption log — for one tax year.

After you pay

The package is generated from the data you confirmed and is ready to download from your account straight away.
Resolve any gap it flags — it is stamped DRAFT — INCOMPLETE until you do — then review it and sign.
File the return yourself, or through the professional you choose, with the instructions in the package; any FBAR goes on FinCEN's BSA E-Filing system.

When it arrives: Generated as soon as the payment is confirmed: the engine builds it on request, so nothing waits on a person.

Still yours to do

File the return and any FBAR yourself, or through the professional you choose, with the instructions in the package.
Confirm each holding's classification where the confidence is not high; the package names them.
Provide QEF statements or prior-year elections where you have them — none is assumed.

Outside this offer

Form 8621 above the 25-form limit (quoted as an adjustment).
E-file — you file with the instructions provided.
Review or sign-off by a credentialed EA or CPA.
Personalised tax, legal or investment advice.

Not promised

The figures are only as accurate as the data and documents you provide; every assumption is listed so it can be checked.
A fund's PFIC status rests on its legal structure and the statutory tests; where the classification confidence is not high, the package says so.
No outcome with the IRS is guaranteed — not the acceptance of a return, a refund amount, or how penalties are decided.

Refunds

Sold for tax year 2025, whose official IRS forms are integrated. For any other supported year (2022–2026) checkout offers the CPA Export instead.

Terms version 2026-08-27

Prepare my PFIC portfolio

Complex

$799/ return

The existing annual path when supported treaty-position or expatriation screening inputs apply.

Supported treaty or expatriation screening · one tax year

Everything in PFIC Portfolio
Supported treaty workflow and Form 8833 draft notes
Expatriation screening; Form 8854 is not generated
Draft package with filing instructions; you review and file

What you get · what stays with youYou file, with the instructions provided.

Who does what

Who prepares it: The Atamatax engine prepares a draft package from the figures you enter and confirm. No person prepares it.
Who checks it, and how: Nobody at Atamatax reviews it before you download it. A package generated with an open gap is stamped DRAFT — INCOMPLETE and lists what must be resolved, and every assumption is listed for you, or a professional you choose, to check.
Who signs: You sign every return and form — and your spouse too, on a joint return. Nothing is signed on your behalf.
Who files: You file — the return with the IRS using the package's instructions, the FBAR on FinCEN's BSA E-Filing System — or a professional you engage files for you. Atamatax transmits nothing to the IRS or FinCEN.
Before you can buy: Complete the required scope questions and confirm the software, review and filing responsibilities before payment. A yes or uncertain answer about catch-up or amendments, foreign entities, trusts or gifts, an open IRS examination, non-willfulness, unresolved U.S. status or exit-filing assistance routes you to a free scope review. The server also refuses checkout for more than twenty-five likely PFICs or a dual-status year. Answers screen the scope; they do not establish tax eligibility. The annual package tier is set on the server from the supported return data.
How to reach a person: Write to Atamatax by email, or reply to any Atamatax email: a person reads every message, and we aim to reply within one business day.

Done by the software

The engine computes the return and each Form 8621, runs the treaty and expatriation screens, maps every figure to a form line, flags each gap and writes the filing instructions — no person prepares or checks it.

You receive

Everything in PFIC Portfolio plus the supported treaty workflow with Form 8833 draft notes and expatriation screening — for one tax year.

After you pay

The package is generated from the data you confirmed and is ready to download from your account straight away.
Resolve any gap it flags — it is stamped DRAFT — INCOMPLETE until you do — then review it and sign.
File the return yourself, or through the professional you choose, with the instructions in the package; any FBAR goes on FinCEN's BSA E-Filing system.

When it arrives: Generated as soon as the payment is confirmed: the engine builds it on request, so nothing waits on a person.

Still yours to do

File the return and any FBAR yourself, or through the professional you choose, with the instructions in the package.
Take any treaty position or expatriation decision to a professional — the package screens and documents it for that conversation.

Outside this offer

Form 8854 — screened here, prepared with a professional.
E-file — you file with the instructions provided.
Review or sign-off by a credentialed EA or CPA.
Personalised tax, legal or investment advice.

Not promised

The figures are only as accurate as the data and documents you provide; every assumption is listed so it can be checked.
A treaty position or an expatriation decision is screened and documented, not decided — that conversation is with a professional.
No outcome with the IRS is guaranteed — not the acceptance of a return, a refund amount, or how penalties are decided.

Refunds

Sold for tax year 2025, whose official IRS forms are integrated. For any other supported year (2022–2026) checkout offers the CPA Export instead.

Terms version 2026-08-27

Start a Complex return

One tax year per package. Official PDFs are integrated for 2025; other supported years, including 2026, use the $199 worksheet-only CPA Export. Professional review is not included. You complete and sign the forms. You file the package yourself, using the instructions provided.

02I have an accountantSomeone else prepares my return — they just need the analysis.The PFIC work, the threshold math and the assumption log, packaged for the person who signs your return.CPA Export$199See the tiers

CPA Export

$199/ return

A transparent PFIC analysis and worksheet handoff for an accountant you already work with.

Up to 25 fund reviews · one tax year

Holdings and PFIC classification table
Potential Form 8621 workload
FBAR / Form 8938 threshold logic
Assumption log and accountant notes
Worksheets mapped to form lines; no official pre-filled PDFs

What you get · what stays with youYour accountant prepares and files from it.

Who does what

Who prepares it: The engine builds the PFIC analysis and the worksheets from the entries you confirm. Your accountant prepares the return from them.
Who checks it, and how: Nobody at Atamatax reviews the export before you download it. Your accountant checks it — every classification and figure carries the assumption behind it.
Who signs: You sign your return; your accountant also signs it as paid preparer when they prepare it.
Who files: Your accountant files the return, or you do; the FBAR is filed on FinCEN's BSA E-Filing System. Atamatax transmits nothing to the IRS or FinCEN.
Before you can buy: Complete the required scope questions and confirm the software, review and filing responsibilities before payment. A yes or uncertain answer about catch-up or amendments, foreign entities, trusts or gifts, an open IRS examination, non-willfulness, unresolved U.S. status or exit-filing assistance routes you to a free scope review. The server also refuses checkout for more than twenty-five likely PFICs or a dual-status year. Answers screen the scope; they do not establish tax eligibility. The annual package tier is set on the server from the supported return data.
How to reach a person: Write to Atamatax by email, or reply to any Atamatax email: a person reads every message, and we aim to reply within one business day.

Done by the software

The engine builds the classification table, the threshold checks, the worksheets and the assumption log from the data you confirm — no person prepares or checks it.

You receive

A PDF hand-off for an accountant: the holdings and PFIC classification table, the potential Form 8621 workload, FBAR/Form 8938 threshold logic, worksheets mapped to form lines, and the assumption log — for one tax year.

After you pay

The export is generated from the data you confirmed and is ready to download from your account straight away.
Send it to your accountant; they prepare, sign as preparer and file from it.

When it arrives: Generated as soon as the payment is confirmed: the engine builds it on request, so nothing waits on a person.

Still yours to do

Give the export to the accountant you already work with; they prepare and file.
Confirm the classifications with them — the export shows the assumption behind each one.

Outside this offer

Official pre-filled IRS form PDFs.
Return preparation and filing — your accountant's.
Review or sign-off by a credentialed EA or CPA.
Personalised tax, legal or investment advice.

Not promised

The figures are only as accurate as the data and documents you provide; every assumption is listed so it can be checked.
No outcome with the IRS is guaranteed — not the acceptance of a return, a refund amount, or how penalties are decided.

Refunds

Computed for tax years 2022–2026 as calculations and worksheets mapped to that year's form lines — never official pre-filled IRS PDFs.

Terms version 2026-08-27

Build my CPA Export

One tax year. Worksheets mapped to form lines (the pre-filled official form PDFs belong to the filing packages). Your accountant reviews, completes and files.

03Do it with meI would rather send documents than answer a wizard.Upload your tax documents securely. Atamatax organizes your information, identifies anything missing, and prepares your US expat tax return for your review.Annual ConciergeFrom $999See the tiers

Done-with-you case preparation

Annual Concierge · starting at $999

Send us your documents. We prepare the return with you; you sign and file.

Secure document intake
Missing-information follow-up
Work outside the standard scope only with your written agreement
Standard Concierge paid through a secure checkout from your Concierge dashboard

What you get · what stays with youYou file, with the instructions provided.

Who does what

Who prepares it: A CPA or Enrolled Agent from the Atamatax team, assigned according to your case (its forms, countries and complexity), prepares the year's return from your documents, against the written scope, with the engine computing the figures, and signs as paid preparer. They are named on your case once they accept. If no professional has been assigned 7 days after payment, you choose between waiting and a full refund.
Who checks it, and how: The CPA or Enrolled Agent assigned to your case reviews and answers for the work they sign; a person at Atamatax checks the file is complete before it reaches you.
Who signs: You sign your return — and your spouse too, on a joint return; the assigned CPA or EA signs it as paid preparer.
Who files: You file — the return with the IRS using the package's instructions, the FBAR on FinCEN's BSA E-Filing System — or a professional you engage files for you. Atamatax transmits nothing to the IRS or FinCEN.
Before you can buy: No person scopes it before payment when the required scope screen is clear: Standard Concierge covers one tax year at the price shown before you pay. Any yes or uncertain answer about catch-up, amendments, entities, trusts or gifts, an examination, conduct, unresolved U.S. status or exit-filing assistance stops checkout and routes you to a free scope review. Confirm the preparation, review and filing responsibilities before payment. Work outside that standard scope is never started without your written agreement, and a foreign company or trust goes to a specialist rather than being prepared as Concierge.
How to reach a person: Write to Atamatax by email, or reply to any Atamatax email: a person reads every message, and we aim to reply within one business day. Once your case is open, Messages on the case reaches the Atamatax team handling it, and the answer is kept with your case.

Done by the software

The return is computed by the same engine as the self-serve packages; a person reads your documents, asks for what is missing and confirms the figures the engine uses.

You receive

A prepared annual return package for one tax year, built from the documents you upload at the Standard Concierge price shown before you pay, with missing-information follow-up during preparation.

After you pay

Payment opens your document checklist.
You upload your documents; a person at Atamatax reads them and asks you for anything missing.
The draft is prepared from the confirmed figures; you review it, sign and file with the instructions provided.

When it arrives: No fixed turnaround is promised: preparation starts once the documents in your scope are complete, and the pace depends on how quickly missing items arrive.

Still yours to do

File the return and any FBAR yourself, or through the professional you choose, with the instructions in the package.
Upload the documents on your checklist and answer the questions your documents cannot.

Outside this offer

E-file — you file with the instructions provided.
Work outside the standard scope — never started without your written agreement; a foreign company or trust goes to a specialist.
Review or sign-off by a credentialed EA or CPA.
Personalised tax, legal or investment advice.

Not promised

The figures are only as accurate as the data and documents you provide; every assumption is listed so it can be checked.
No outcome with the IRS is guaranteed — not the acceptance of a return, a refund amount, or how penalties are decided.

Refunds

An engagement paid but not yet in preparation is refundable on request. Once preparation has begun, the paid amount is non-refundable, except that a package containing a defect we cannot fix within fourteen (14) days of written notice is refunded in full.

Computed for tax years 2022–2026; official pre-filled IRS PDFs are integrated for tax year 2025, other years are delivered as worksheets mapped line-by-line to that year's forms.

Terms version 2026-08-27

Start a Concierge filing

1Upload your documents
2We review and organize them
3Answer only what we could not determine
4Review your prepared return

Done-with-you · one tax year at the standard price: availability, exact deliverables and price are confirmed before any engagement, and starting a Concierge filing does not by itself purchase a completed return.

04Years behindI have unfiled years to catch up on.Free case scoping maps your situation to one of three fixed scopes, opens your case file, and produces a personalized quote.Essential $1,590 · Investor $2,200 · Complex from $2,990$1,590–$2,990+See the tiers

Streamlined Essential

$1,590

Behind on filings, with wages, pensions or bank accounts — no foreign funds or ETFs.

Up to 3 delinquent federal returns
Up to 6 FBAR years
Standard foreign tax credit / FEIE treatment
Streamlined package preparation + document completeness check
Preparation package: worksheets mapped to each year's official forms (official pre-filled PDFs only for a year whose IRS forms are integrated), plus filing instructions
You certify non-willfulness on Form 14653, sign, and file with the instructions provided

What you get · what stays with youYou sign Form 14653 and file, with the instructions provided.

Who does what

Who prepares it: A CPA or Enrolled Agent from the Atamatax team, assigned according to your case (its forms, countries and complexity), prepares the three returns, the six FBAR years and the Form 14653 organiser from your documents, against the written scope, with the engine computing the figures, and signs as paid preparer. They are named on your case once they accept. If no professional has been assigned 7 days after payment, you choose between waiting and a full refund. You write your own statement of facts.
Who checks it, and how: The CPA or Enrolled Agent assigned to your case reviews and answers for the work they sign; a person at Atamatax checks the file is complete before it reaches you.
Who signs: You sign every return and the Form 14653 certification, under penalties of perjury; the assigned CPA or EA signs each return they prepare as paid preparer. Atamatax neither determines nor certifies non-willfulness.
Who files: You mail the returns to the IRS as the Streamlined instructions direct, and file the FBARs on FinCEN's BSA E-Filing System. Atamatax transmits nothing to the IRS or FinCEN.
Before you can buy: Always scoped first: free case scoping, then a written scope and a fixed quote from a person before any payment. An open IRS examination, a question about willfulness or an unsettled US status is read by a person before anything is quoted. A foreign company or trust is prepared with a specialist and named in the scope.
How to reach a person: Write to Atamatax by email, or reply to any Atamatax email: a person reads every message, and we aim to reply within one business day. Once your case is open, Messages on the case reaches the Atamatax team handling it, and the answer is kept with your case.

Done by the software

The engine computes each year's return and FBAR worksheets from the confirmed figures; a person checks your documents for completeness, asks for what is missing and organises your Form 14653 statement.

You receive

A Streamlined Foreign Offshore preparation package: up to three delinquent returns and six FBAR years as worksheets mapped to each year's official forms (official pre-filled PDFs only for tax year 2025), a document completeness check, the Form 14653 organiser, and filing instructions — one scoped quote, one payment.

After you pay

A private case opens for your documents.
A person at Atamatax checks them for completeness, asks for anything missing and prepares the years in your written scope.
You review the package, sign each return and Form 14653, mail the returns and e-file the FBARs.

When it arrives: No fixed turnaround is promised: preparation starts once the documents in your scope are complete, and the pace depends on how quickly missing items arrive. The Streamlined procedures themselves have no deadline.

Still yours to do

You certify non-willfulness on Form 14653, sign, and file with the instructions provided
Write your own statement of facts; a person at Atamatax organises it into the Form 14653 structure.

Outside this offer

The non-willfulness certification — yours, on Form 14653.
The submission itself — you file with the instructions provided.
Review or sign-off by a credentialed EA or CPA.
Personalised tax, legal or investment advice.

Not promised

Eligibility and penalty relief rest on your own non-willfulness certification and the IRS's published conditions; that certification is yours to make, on Form 14653.
The IRS sends no acceptance letter for a Streamlined submission and can still examine the returns.
No outcome with the IRS is guaranteed — not the acceptance of a return, a refund amount, or how penalties are decided.

Refunds

Computed for tax years 2022–2026; official pre-filled IRS PDFs are integrated for tax year 2025, other years are delivered as worksheets mapped line-by-line to that year's forms.

Terms version 2026-08-27

Get a scoped quote

Streamlined Investor

$2,200

Recommended for foreign ETF / investment holders

Everything in Essential, plus foreign brokerage accounts and fund holdings.

Everything in Essential
Foreign brokerage accounts + investment reconstruction
PFIC analysis and Forms 8621
FATCA / Form 8938
You certify non-willfulness on Form 14653, sign, and file with the instructions provided

What you get · what stays with youYou sign Form 14653 and file, with the instructions provided.

Who does what

Who prepares it: A CPA or Enrolled Agent from the Atamatax team, assigned according to your case (its forms, countries and complexity), prepares the three returns, the six FBAR years and the Form 14653 organiser from your documents, against the written scope, with the engine computing the figures, and signs as paid preparer. They are named on your case once they accept. If no professional has been assigned 7 days after payment, you choose between waiting and a full refund. You write your own statement of facts.
Who checks it, and how: The CPA or Enrolled Agent assigned to your case reviews and answers for the work they sign; a person at Atamatax checks the file is complete before it reaches you.
Who signs: You sign every return and the Form 14653 certification, under penalties of perjury; the assigned CPA or EA signs each return they prepare as paid preparer. Atamatax neither determines nor certifies non-willfulness.
Who files: You mail the returns to the IRS as the Streamlined instructions direct, and file the FBARs on FinCEN's BSA E-Filing System. Atamatax transmits nothing to the IRS or FinCEN.
Before you can buy: Always scoped first: free case scoping, then a written scope and a fixed quote from a person before any payment. An open IRS examination, a question about willfulness or an unsettled US status is read by a person before anything is quoted. A foreign company or trust is prepared with a specialist and named in the scope.
How to reach a person: Write to Atamatax by email, or reply to any Atamatax email: a person reads every message, and we aim to reply within one business day. Once your case is open, Messages on the case reaches the Atamatax team handling it, and the answer is kept with your case.

Done by the software

You receive

After you pay

A private case opens for your documents.
A person at Atamatax checks them for completeness, asks for anything missing and prepares the years in your written scope.
You review the package, sign each return and Form 14653, mail the returns and e-file the FBARs.

Still yours to do

You certify non-willfulness on Form 14653, sign, and file with the instructions provided
Write your own statement of facts; a person at Atamatax organises it into the Form 14653 structure.

Outside this offer

The non-willfulness certification — yours, on Form 14653.
The submission itself — you file with the instructions provided.
Review or sign-off by a credentialed EA or CPA.
Personalised tax, legal or investment advice.

Not promised

Eligibility and penalty relief rest on your own non-willfulness certification and the IRS's published conditions; that certification is yours to make, on Form 14653.
The IRS sends no acceptance letter for a Streamlined submission and can still examine the returns.
No outcome with the IRS is guaranteed — not the acceptance of a return, a refund amount, or how penalties are decided.

Refunds

Computed for tax years 2022–2026; official pre-filled IRS PDFs are integrated for tax year 2025, other years are delivered as worksheets mapped line-by-line to that year's forms.

Terms version 2026-08-27

Get a scoped quote

Streamlined Complex

From$2,990

Many PFICs, corporations, trusts, multiple jurisdictions, or unusual treaty issues.

Everything in Investor
Foreign corporations, partnerships or trusts
High document volume / record reconstruction
Scoped by hand before any engagement
You certify non-willfulness on Form 14653, sign, and file with the instructions provided

What you get · what stays with youYou sign Form 14653 and file, with the instructions provided.

Who does what

Who prepares it: A CPA or Enrolled Agent from the Atamatax team, assigned according to your case (its forms, countries and complexity), prepares the three returns, the six FBAR years and the Form 14653 organiser from your documents, against the written scope, with the engine computing the figures, and signs as paid preparer. They are named on your case once they accept. If no professional has been assigned 7 days after payment, you choose between waiting and a full refund. You write your own statement of facts.
Who checks it, and how: The CPA or Enrolled Agent assigned to your case reviews and answers for the work they sign; a person at Atamatax checks the file is complete before it reaches you.
Who signs: You sign every return and the Form 14653 certification, under penalties of perjury; the assigned CPA or EA signs each return they prepare as paid preparer. Atamatax neither determines nor certifies non-willfulness.
Who files: You mail the returns to the IRS as the Streamlined instructions direct, and file the FBARs on FinCEN's BSA E-Filing System. Atamatax transmits nothing to the IRS or FinCEN.
Before you can buy: Always scoped first: free case scoping, then a written scope and a fixed quote from a person before any payment. An open IRS examination, a question about willfulness or an unsettled US status is read by a person before anything is quoted. A foreign company or trust is prepared with a specialist and named in the scope.
How to reach a person: Write to Atamatax by email, or reply to any Atamatax email: a person reads every message, and we aim to reply within one business day. Once your case is open, Messages on the case reaches the Atamatax team handling it, and the answer is kept with your case.

Done by the software

You receive

After you pay

A private case opens for your documents.
A person at Atamatax checks them for completeness, asks for anything missing and prepares the years in your written scope.
You review the package, sign each return and Form 14653, mail the returns and e-file the FBARs.

Still yours to do

You certify non-willfulness on Form 14653, sign, and file with the instructions provided
Write your own statement of facts; a person at Atamatax organises it into the Form 14653 structure.

Outside this offer

The non-willfulness certification — yours, on Form 14653.
The submission itself — you file with the instructions provided.
Review or sign-off by a credentialed EA or CPA.
Personalised tax, legal or investment advice.

Not promised

Eligibility and penalty relief rest on your own non-willfulness certification and the IRS's published conditions; that certification is yours to make, on Form 14653.
The IRS sends no acceptance letter for a Streamlined submission and can still examine the returns.
No outcome with the IRS is guaranteed — not the acceptance of a return, a refund amount, or how penalties are decided.

Refunds

Computed for tax years 2022–2026; official pre-filled IRS PDFs are integrated for tax year 2025, other years are delivered as worksheets mapped line-by-line to that year's forms.

Terms version 2026-08-27

Get a scoped quote

What moves a case between the three scopes

Every scope prepares the same three returns and six FBARs. What changes the scope is what else each catch-up year has to include — each line below is a thing that has to be prepared, not a surcharge.

Streamlined Essential

Wages, a pension or bank accounts — no non-US funds or ETFs: Three returns with the exclusion or the credit, six FBARs with each account's yearly maximum, and the certification package.

Streamlined Investor

Non-US funds, ETFs or a foreign brokerage account: Each holding is screened for PFIC status and, where it applies, gets its own Form 8621 for every catch-up year, with the purchase history rebuilt from statements.
A personal foreign pension or a wrapper (an ISA, a PEA, a Pillar 3a): The plan's legal form decides how it is reported and whether the funds inside it are PFICs — worked once, applied to every year.
Form 8938 alongside the FBAR: The same accounts, reported a second time on a second threshold with different rules on what counts.

Streamlined Complex

More than ten PFICs, or holdings sold during the catch-up years: A stack of Forms 8621 per year, and a §1291 allocation across every year each sold fund was held.
A foreign company, partnership, trust, or a large gift or inheritance: Its own information return, prepared by a specialist alongside the personal returns. The scope is set by hand before a price is named.
Missing historical records or several jurisdictions: Figures rebuilt from what exists and marked as reconstructed; income and tax worked per country.

Comparing a preparation engagement with attorney-led representation? Read our Golding & Golding fee and service comparison.

Eligibility for the Streamlined procedure depends on non-willfulness, which is your own certification on Form 14653; the scope check confirms the fit before any engagement. You sign Form 14653 and file. The CPA or Enrolled Agent assigned to your case reviews and answers for the work they sign; a person at Atamatax checks the file is complete before it reaches you. Prefer to talk first? Book a free 15-min eligibility call — a fit and scope check, not a purchase. Availability, deliverables and price are confirmed in writing before any engagement.

05Handle it for meI want a professional to prepare it and the filing coordinated for me — corrections included.Atamatax scopes the case, engages a qualified CPA or enrolled agent and pays them. You receive one written quote from Atamatax with their fee included — for a PFIC correction, an amended return, several years of Forms 8621, or an entity or trust return.PFIC corrections · Form 1040-X · multi-year Forms 8621 · entity and trust returnsCustom fixed quoteSee the tiers

Who prepares it: A qualified CPA or enrolled agent Atamatax engages for your case prepares the returns and forms your quote lists; Atamatax collects the documents and coordinates the case. The professional is named on your case once assigned — never before.
Who signs: You sign your return and, where it is e-filed, the e-file authorisation (Form 8879); the professional signs as paid preparer on any return they prepare.
Who files: As your written quote names it: e-filed through the engaged professional's authorised e-file provider where the year and forms allow it, otherwise a paper filing Atamatax coordinates for you to sign. Atamatax's own software transmits nothing; a filing is recorded on your case only with its confirmation.

How the price is set

One fixed figure for the scope your quote lists — the tax years, the funds that are actually reportable, the transactions, the condition of your documents and the professional's workload. No per-fund rate is applied before the filing requirement is known, and work outside the quote needs your written approval first.

Get a fixed professional quote Check if I need Form 8621

Always scoped first, free: a person reads the facts, a professional accepts the case and states their fee to Atamatax, and you receive one written quote from Atamatax that includes it — before any payment for the full engagement. An initial scoping stage, where one is offered, is priced on its own and credited in full. You never contract with or pay the professional separately.

Common to every package

What you receive, and what stays with you.

A draft package with computed figures mapped to IRS forms and lines, the assumptions behind each figure, and the fields left for you or your accountant to complete.
One tax year per package. The on-screen result is free; you pay to generate the package.
You complete the remaining items, sign and submit your filings with the instructions in the package.
Card details go straight to Stripe. A package with a software defect we cannot fix within 14 days of written notice is refunded in full.

Exact form coverage is on the supported forms page; each package's own deliverable and exclusions are under its price above.

Self-serve vs consultation-led

Complex at $799 or Streamlined Investor at $2,200 — what the $1,401 buys.

Complex is self-serve calculations and worksheets for one year; a Streamlined engagement is the three-year submission prepared with you. The Streamlined tiers are quoted in writing once the scope is confirmed, and you accept the quote before any payment. A call is free, optional and available at any point. Where the scope needs a conversation — an open willfulness question, an IRS examination, or facts the intake leaves open — it is offered before any price; otherwise the written quote comes straight from the intake.

Read the $799 as one tax year. A three-year catch-up is three packages — and since prior years are worksheet-only, those bill at $199 each, so the self-serve route stays well under the Investor figure rather than creeping past it.

	Complex · $799 · self-serve	Streamlined Investor · $2,200 · done-with-you
How it works	Self-serve software — you drive every step	Scoped engagement — a CPA or Enrolled Agent from the Atamatax team, assigned to your case, prepares and signs the years from your documents, against a written scope
Streamlined returns (3 years)	One package per tax year — each year's figures and worksheets; final package is not assembled	Up to three return years in one engagement; the exact years are named in the written scope
FBARs (6 years)	Threshold math + filing instructions for the year you bought; you e-file each at FinCEN	Up to six FBAR years prepared in the engagement; you file each on FinCEN's BSA E-Filing System
Form 14653 (non-willfulness)	Not generated; you write and certify your own facts	An organiser for your own statement of facts; you write, sign and certify it
Human review	None — software checks only	The CPA or Enrolled Agent assigned to your case reviews and answers for the work they sign; a person at Atamatax checks the file is complete before it reaches you.
Communication	Email support	Messages on your private case, answered in writing
Who signs & certifies	You — you sign and file with the instructions provided	You — you sign every return and Form 14653, and file with the instructions provided

How it works

Complex $799: Self-serve software — you drive every step

Streamlined Investor $2,200: Scoped engagement — a CPA or Enrolled Agent from the Atamatax team, assigned to your case, prepares and signs the years from your documents, against a written scope

Streamlined returns (3 years)

Complex $799: One package per tax year — each year's figures and worksheets; final package is not assembled

Streamlined Investor $2,200: Up to three return years in one engagement; the exact years are named in the written scope

FBARs (6 years)

Complex $799: Threshold math + filing instructions for the year you bought; you e-file each at FinCEN

Streamlined Investor $2,200: Up to six FBAR years prepared in the engagement; you file each on FinCEN's BSA E-Filing System

Form 14653 (non-willfulness)

Complex $799: Not generated; you write and certify your own facts

Streamlined Investor $2,200: An organiser for your own statement of facts; you write, sign and certify it

Human review

Complex $799: None — software checks only

Streamlined Investor $2,200: The CPA or Enrolled Agent assigned to your case reviews and answers for the work they sign; a person at Atamatax checks the file is complete before it reaches you.

Communication

Complex $799: Email support

Streamlined Investor $2,200: Messages on your private case, answered in writing

Who signs & certifies

Complex $799: You — you sign and file with the instructions provided

Streamlined Investor $2,200: You — you sign every return and Form 14653, and file with the instructions provided

Complex is a software purchase; the Streamlined Investor call is a fit and scope discussion, not an engagement. Neither path is e-filed for you.

Side-by-side

Inside “file myself”: what you get at each tier.

Compare every form and feature in the annual packages

Feature	Simple · $299	PFIC · $499For foreign funds	Complex · $799
Form 1040 + schedules	Included	Included	Included
FBAR threshold check + worksheet (FinCEN 114)	You submit separately	You submit separately	You submit separately
Form 8938 (FATCA)	Included	Included	Included
Form 1116 (Foreign Tax Credit)	Included	Included	Included
Form 8621 per PFIC		Up to 25	Up to 25
QEF / MtM / §1291 chooser		Per holding	Per holding
Treaty article-by-article		Defaults	Per article + override
Form 8833 (treaty position)			Draft disclosure
Expatriation / Form 8854 screening			Screening only; Form 8854 preparation excluded

Pre-filled official IRS PDFs are integrated for tax year 2025; other supported years, including 2026, are delivered as worksheets and priced at the CPA Export rate ($199). Years behind? The free Streamlined eligibility checker comes first.

Simple · $299

Form 1040 + schedules
FBAR threshold check + worksheet (FinCEN 114) — You submit separately
Form 8938 (FATCA)
Form 1116 (Foreign Tax Credit)

PFIC Portfolio · $499

For foreign funds

Form 1040 + schedules
FBAR threshold check + worksheet (FinCEN 114) — You submit separately
Form 8938 (FATCA)
Form 1116 (Foreign Tax Credit)
Form 8621 per PFIC — Up to 25
QEF / MtM / §1291 chooser — Per holding
Treaty article-by-article — Defaults

Complex · $799

Form 1040 + schedules
FBAR threshold check + worksheet (FinCEN 114) — You submit separately
Form 8938 (FATCA)
Form 1116 (Foreign Tax Credit)
Form 8621 per PFIC — Up to 25
QEF / MtM / §1291 chooser — Per holding
Treaty article-by-article — Per article + override
Form 8833 (treaty position) — Draft disclosure
Expatriation / Form 8854 screening — Screening only; Form 8854 preparation excluded

No surprise quotes

What can change the price.

The self-serve packages above are flat for the scope they list — one tax year, up to 25 Forms 8621, no per-form fees inside that limit. A case that needs an individual quote (Concierge, Streamlined, or a portfolio past the included limit) is priced only from this published schedule. A fully managed engagement is different: it is quoted on its own scope, with the professional's fee included, and is not priced from this schedule.

The full adjustment schedule (8 factors)Show

Additional tax year: $299
Form 8621 above the included PFIC package limit (past 25): $20 / form
Spouse / joint-return scope: $250
Previously filed return requiring amendment: $299
Business, self-employment or rental activity: $300
Incomplete-record reconstruction: $250
Additional specialist review: $350
Foreign company, partnership, trust, gift or inheritance review: $500

Every quoted line names its adjustment from this list. If a factor is not on your quote, it is not being charged. The “Foreign company, partnership, trust, gift or inheritance review” line prices Atamatax's own review of those facts inside your quoted case. The entity or trust return itself is a fully managed engagement: Atamatax engages the professional and includes their fee in one written quote.

The Atamatax advantage

We show what we know, what needs review, and what happens next.

One written scope before you pay
Years, forms, exclusions and price in writing — on the quote for a managed or catch-up case, on the order summary for a software package.
How each offer is scoped
Who does what, stated per step
Who prepares, who checks and in what capacity, who signs and who files — printed on the quote, the checkout and the engagement record, never left to inference.
The responsibility record
A checklist that says why
Each document request names the tax year it belongs to, why it is needed and what counts as an acceptable copy.
What happens after you start
Your case, step by step
Your documents, deadlines and next actions in one place: the steps completed, the next one, and who it is waiting on.
The case workspace
One coordinated engagement
One written quote, one payment to Atamatax, one case. The qualified professional engaged for your case — named once assigned — is paid by Atamatax from inside your quote: no separate accountant bill within the agreed scope.
How a managed quote works

Measured figures · All case types

A figure appears here only once it is computed from real cases: at least 20 cases of the type, over at least 90 days, with the method checked and approved by a person. Each one shows its sample, period and limits.

Typical turnaround

Insufficient verified data

From complete documents to a deliverable ready for you. Not published until it meets the rule above.

Document requests resolved

Insufficient verified data

Document requests tracked to resolution. Not published until it meets the rule above.

Issues identified before release

Insufficient verified data

Reviewed cases where review resolved at least one point before release. Not published until it meets the rule above.

Client time involved

Insufficient verified data

Time clients report spending on their case (voluntary survey). Not published until it meets the rule above.

FAQ

Common pricing questions.

If I pay, does somebody actually take care of my case?: Three models, three answers. A self-serve package is software: the engine prepares one tax year from the entries you confirm, generates the package when you ask for it, and you review, sign and file it. A Streamlined or Concierge engagement is a case Atamatax runs: a written scope and a fixed price first, then a private case for your documents, preparation against that scope, a completeness check before release, and the filing workflow step by step. A case that needs a professional's own judgment and signature — a PFIC correction across several funds or years, an amended return, a foreign company or trust return — is fully managed: Atamatax scopes it, engages a qualified CPA or enrolled agent and pays them, and sends you one written quote that includes their fee. The full quote is issued only once a professional has accepted the case; nothing is sold as software for it. Self-serve packages are prepared by the Atamatax engine from your figures. Streamlined and Concierge cases are prepared and signed as paid preparer by a CPA or Enrolled Agent from the Atamatax team, assigned according to the case and named on it with their verified credential once they accept; if none is assigned within the stated window, the client chooses between waiting and a full refund. Concierge, Streamlined and managed cases are assigned to a CPA or Enrolled Agent from the Atamatax team according to the case's forms, countries and complexity; the professional is identified on your case once they accept, and no case is described as professionally prepared before that has happened. Atamatax's own software does not e-file. On a self-serve package you file, with the step-by-step instructions in the package; on a fully managed engagement the return is filed as the written quote names it — through the engaged professional's authorised e-file provider where the year and forms allow, otherwise on paper.
How do the Streamlined tiers work, and why is there no direct checkout for them?: Streamlined engagements are done-with-you, not self-serve: free case scoping opens your case file and maps it to Essential ($1,590), Investor ($2,200) or Complex (from $2,990), and you receive a personalized quote with a secure payment link once the scope is confirmed. Eligibility, exact return/FBAR/Form 14653 deliverables, and any human reviewer are confirmed before an engagement — starting a case or booking a call does not buy or guarantee a completed Streamlined package.
Is the price per return or per year?: The self-serve packages are per tax year: one package covers one tax year. The Streamlined tiers are the exception — one quote and one payment cover up to three return years and six FBAR years together. Pre-filled official IRS PDFs are integrated for tax year 2025 only. Other supported years, including 2026, produce a worksheet-only CPA Export package at $199; the self-service filing tiers are unavailable for those years.
What if my tax year has no integrated official PDFs?: The engine computes supported figures using that year's rules for tax years 2022–2026. Pre-filled official IRS PDF templates are integrated for tax year 2025. Other supported years, including 2026, ship as mapped worksheets and assumptions for professional handoff, at the CPA Export price of $199. Professional review, filing and a completed return are not included.
When do I pay?: Never before you choose a paid step, and what you pay for depends on the step. The free tools — the case scoping, the PFIC scan, the situation checks — cost nothing. A self-serve package is paid when you generate it, after you have read the on-screen draft. The U.S. Filing Obligations Diagnostic ($100) is paid before the written report, after a free pre-check that refuses the payment when your situation is outside what it covers. The Atamatax Express Plan shows its price before you pay. Streamlined and other scoped engagements are paid only after you accept a written quote that names the scope and the fixed price.
Why no subscription?: Most US expats file once a year and stay with the same situation. Charging monthly would tax you for nothing 11 months out of 12. Your holdings and PFIC elections stay on your account, so next year starts from where you left off instead of from zero.
Do you offer team / accountant pricing?: Atamatax is priced per individual case, so there is one price list for everyone and no firm plan. Atamatax engages independent EAs and CPAs case by case for its fully managed work and pays them from the client's quote; no case is described as prepared or reviewed by one until a verified professional has accepted it and is named on it. If you are an EA or CPA, write to hello@atamatax.com.
Refunds?: Self-serve packages: Charges are non-refundable once the package has been delivered to your account. If the delivered package contains a software defect that we cannot fix within fourteen (14) days of being notified in writing, we refund 100%. Before you pay, the draft simply expires. U.S. Filing Obligations Diagnostic: After payment, until the written report is delivered to you, the fee is refunded in full on request — including when you have not finished the questionnaire. Once the report is delivered, the fee is non-refundable, except that a report containing an error we cannot correct within fourteen (14) days of written notice is refunded in full. A refunded fee can no longer be credited toward preparation. Atamatax Express Plan: If the plan is not delivered, or it contains an error we cannot correct within fourteen (14) days of written notice, the fee is refunded in full. Otherwise it is non-refundable once delivered. A refund withdraws access to the paid plan and cancels its credit toward an Atamatax package. Scoped engagements: An engagement paid but not yet in preparation is refundable on request. Once preparation has begun, the paid amount is non-refundable, except that a package containing a defect we cannot fix within fourteen (14) days of written notice is refunded in full. In every case, IRS penalties and interest arising from your own facts remain yours. The Terms of Service hold the full wording.

Switching from a CPA?

Bring last year's Form 8621s — re-select each fund's QEF or mark-to-market election in one screen and they carry into this year's forms.

You enter the election per holding; the engine carries it into this year's Form 8621 inputs and the assumption log.

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