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U.S. tax filing · Paris

U.S. Tax Filing for Americans in Paris

Fixed-fee support for U.S. citizens and Green Card holders in Paris — French salary, assurance-vie and PEA, social charges, FBAR and FATCA reporting.

Paris draws Americans into finance, fashion, tech, academia and the arts, plus a long-established dual-national community. France and the U.S. have a tax treaty and a totalization agreement, but popular French savings products and the way French social charges interact with U.S. credits can complicate an otherwise routine return.

Typical situations we see in Paris

  • Assurance-vie policies: a French savings staple, but the underlying funds can be treated as PFICs for U.S. purposes, and the wrapper may raise foreign-trust or reporting questions.
  • PEA (plan d'épargne en actions) and French mutual funds (SICAV/FCP) that are commonly PFICs.
  • French social charges (CSG/CRDS) and how much of your French tax can be claimed as a Foreign Tax Credit.
  • Households with a non-U.S. (French) spouse weighing filing-status options.
  • Multiple French bank and investment accounts crossing the FBAR threshold.
Assurance-vie, PEAs and French funds are everyday products in France, but for a U.S. person they can trigger PFIC and other reporting. A review before filing helps avoid surprises.

Social charges and the Foreign Tax Credit

How French social charges such as CSG and CRDS are treated for U.S. Foreign Tax Credit purposes has been a moving area, and the answer can affect your U.S. tax. It is generally worth getting this right rather than guessing. Atamatax provides preparation support; this is not individualized advice.

Atamatax provides tax preparation support and educational resources. This website does not constitute legal or tax advice.

Frequently asked questions

Is my assurance-vie a problem for U.S. taxes?
It can be. The funds inside an assurance-vie are often PFICs for U.S. purposes, and the structure may raise additional reporting questions. Many Americans in France review these policies closely before filing. This is informational, not individualized advice.
Can I claim French social charges (CSG/CRDS) as a U.S. tax credit?
The treatment of CSG and CRDS for Foreign Tax Credit purposes has shifted over time and can depend on your facts. Because it can change the U.S. tax you owe, it is generally worth confirming rather than assuming.
Do Americans in Paris still need to file U.S. taxes?
In most cases yes — the U.S. taxes citizens and Green Card holders on worldwide income regardless of where they live. Foreign tax credits and exclusions often reduce or eliminate the U.S. tax owed, but reporting (including the FBAR) can still be required.
Does Atamatax work with people based in Paris?
Yes. Atamatax provides fixed-fee U.S. tax filing support for U.S. citizens and Green Card holders living abroad, including Paris. The final quote depends on your documents and tax situation.

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