Fit check
Can Atamatax handle my case?
Sometimes the honest answer is no. Here is exactly where the product is strong, where it isn't enough, and what we recommend in each situation — so you don't find out after paying.
Atamatax is likely a good fit if
- You're a US citizen or green-card holder living abroad (Switzerland and Europe are our deepest coverage)
- You hold foreign ETFs, mutual funds, or brokerage accounts — Swissquote, Interactive Brokers, VIAC, finpension, DEGIRO, a local bank
- You need to know whether your holdings are PFICs and how many Forms 8621 you're facing
- You need the FBAR and Form 8938 thresholds checked against your actual balances
- You want a reviewable draft package with supported calculations and open items rather than a black-box filing
- You missed FBARs or returns and want a sober read on whether Streamlined applies, before paying anyone
Situations routed to a professional
- You own a foreign corporation or a meaningful stake in one (Form 5471 territory)
- You have foreign trusts, foundations, or assurance-vie structures requiring Forms 3520 / 3520-A
- You're under IRS audit or have received an IRS notice
- Your Streamlined case turns on whether your conduct was willful — that's a legal judgment for a professional
- You need someone to sign the return as a paid preparer, or to represent you before the IRS
- You need legal advice
These aren't hidden in the terms — the diagnostic itself routes these situations to a professional, with the package as their starting point. See what stays with you.
Recommended path, per situation
Foreign ETFs or funds, unsure about PFIC exposure
Start your return — it classifies your holdings and counts the Forms 8621 before you pay anything.
Start your return →PFICs confirmed, filing this year
The PFIC tier ($499) computes supported election fields and generates Form 8621 draft PDFs with open items identified.
See PFIC pricing →You already have a CPA (or want one to finish)
Generate the package and hand it over — the holdings table, PFIC classifications, threshold logic, and assumptions are laid out so your CPA doesn't redo the analysis at their hourly rate.
See what the package contains →Missed FBARs or missed returns
Check your catch-up path first — it's free, and if your case is willfulness-adjacent it points you to a professional.
Check my catch-up path →Foreign corporation, trust, audit, or IRS notice
This belongs with a CPA/EA or tax attorney; our partners page lists what to look for, and the Atamatax package gives them the figures to start from.
Find professional help →Frequently asked
- I only have a foreign bank account — no investments. Do I need Atamatax?
- Maybe not. If your aggregate foreign accounts exceeded $10,000 you need an FBAR (free to file yourself at FinCEN), and Form 8938 only kicks in at much higher thresholds. Run the free checks; if nothing else triggers, we'll say so.
- My case is somewhere between 'simple' and 'call a lawyer'. What do I do?
- Start your return. The product is built to route: computable things are computed, open items are flagged as needing input, and situations that call for a professional's judgment (willfulness, audits, foreign corporations) are routed to a professional explicitly.
- How do I file with Atamatax?
- You receive a draft package — official IRS form PDFs filled where integrated and mapped worksheets elsewhere — which you review, complete, and file with the instructions provided, or hand to your CPA.
Last reviewed .