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Comparison · updated monthly

H&R Block Expat brings brand trust and full 50-state e-file today. But its DIY product is thin on Form 8621, and the assisted option is CPA-priced.

H&R Block Expat offers two paths: a self-guided DIY product and assisted 'Expat Tax Advisors'. The brand carries real trust and — importantly — full 50-state e-file is live today. The trade-off is that the DIY product is thin on Form 8621, and getting expert help means assisted, CPA-priced service. Atamatax is purpose-built self-serve software for the PFIC / Form 8621 case, with a flat price and a free draft.

Who H&R Block Expat is for

H&R Block Expat fits filers who want a household-name brand, need e-file and a state return done today, or want the option to escalate to a human advisor — and whose foreign investments are simple enough that thin PFIC coverage isn't a blocker.

Where each sits

Products in different categories are not better or worse than each other; they are for different returns. The category that matches your situation is the one to compare inside.

H&R Block Expat

  • Self-serve tax software

    You enter the figures and file the return yourself; the software computes the forms it supports.

  • General expat preparation

    A preparer or a workflow built for Americans abroad across the common forms — 2555, 1116, FBAR, 8938 — with foreign funds handled as an add-on.

Atamatax

  • Complex foreign-investment workflow

    Import the foreign portfolio, identify the PFICs, compute the allocation per holding and per year, reconstruct missing basis, and produce the workpapers.

  • Professional handoff

    The analysis packaged for an accountant to file from — classification with its reason, worksheets per holding, threshold arithmetic, an assumption log.

  • Self-serve tax software

    You enter the figures and file the return yourself; the software computes the forms it supports.

Side-by-side

Model

Atamatax
Self-serve software, PFIC-specialized.
H&R Block Expat
DIY product plus assisted Expat Tax Advisors.

Pricing

Atamatax
$299 / $499 / $799 flat per return, published.
H&R Block Expat
DIY tiered; assisted is CPA-priced.

Free draft before paying

Atamatax
On-screen draft free; pay to generate the PDF package.
H&R Block Expat
No free finished draft before payment.

Form 8621 (PFIC)

Atamatax
Core specialty; built-in, up to 25 per return.
H&R Block Expat
DIY product is thin on 8621; depth needs assisted.

FBAR (FinCEN 114) & FATCA (Form 8938)

Atamatax
Generated in the same flow.
H&R Block Expat
Supported across DIY and assisted.

Treaty positions (Form 8833)

Atamatax
Dedicated FR / UK / DE / CA / AU desks.
H&R Block Expat
Best handled via assisted advisors.

Brand trust & support reach

Atamatax
Independent specialist; refers complex cases to CPAs.
H&R Block Expat
Established brand with assisted human advisors.

Integrated e-file

Atamatax
Reviewable PDF package with step-by-step filing instructions; you file it.
H&R Block Expat
Full e-file across all 50 states today.

State returns

Atamatax
Federal-only in v1.
H&R Block Expat
50 states.

Each row states what the two products do as of September 2026. We update this page when their offering changes — tell us if it's out of date.

Two Atamatax product lines appear in this table. Self-serve software for one tax year — $299 (no PFICs), $499 (up to 25 Forms 8621) and $799 (treaty positions) — and the Streamlined catch-up preparation tiers at $1,590–$2,990+, which are quoted in writing after a free scope check and prepared with you. They are different services at different prices.

Bottom line

If you need a state return or an assisted advisor filing for you, H&R Block covers that. Atamatax provides self-serve PFIC / Form 8621 calculations and a reviewable federal package with filing instructions; you file it.

Before choosing either

Check the facts the price depends on

How this comparison was made

  • Competitor facts come from H&R Block Expat's own published pages — the price list, the plan descriptions, the forms list — and are linked under Sources where a public page exists. Where a price is quoted per case, the table says so rather than guessing a number.
  • H&R Block Expat publishes its pricing per engagement rather than as a list, so the table describes the model and quotes no figure.
  • Atamatax's prices are rendered from the pricing configuration the checkout uses, so the table cannot show a price the product does not charge.
  • Rows describe scope, not quality: no cell is marked as a winner, and the bottom line says who is better served by the other product.

Out of date? Tell us and the row is re-read. Atamatax pricing · Comparison methodology and index

Sources

Compare on your own situation

Which Atamatax package would your return actually need?

A few questions name the forms, the package and the price for your year — then the comparison above is about you, not about a generic expat.

Or skip the questions: the on-screen draft is free and you pay when you generate the package — start my return.

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